:root{--bg: #0f172a;--panel: #1e293b;--panel-2: #243049;--text: #e2e8f0;--muted: #94a3b8;--green: #22c55e;--red: #ef4444;--slate: #64748b;--border: #334155;--brand-green: #34a85f;--brand-gold: #d4a82e}:root[data-theme=light]{--bg: #e6ddc9;--panel: #f1ead8;--panel-2: #e7decb;--text: #0f172a;--muted: #64748b;--border: #e2e8f0;--brand-green: #1f8a4c;--brand-gold: #a9791a}*{box-sizing:border-box}body{margin:0;font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--text)}.app{max-width:1040px;margin:0 auto;padding:0 20px 60px}.topbar{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:16px;padding:24px 0}.brand{display:flex;align-items:center;gap:14px}.logo-img{height:52px;width:auto;display:block}.brand h1{margin:0;font-size:26px;letter-spacing:-.02em}.wm-nest{color:var(--brand-green)}.wm-wise{color:var(--brand-gold)}.brand p{margin:2px 0 0;color:var(--muted);font-size:13px}.tabs{display:flex;flex-wrap:wrap;gap:6px;background:var(--panel);padding:5px;border-radius:12px;width:fit-content;max-width:100%;margin:0 auto 20px}.tab{border:0;background:transparent;color:var(--muted);padding:9px 16px;border-radius:8px;cursor:pointer;font-size:14px;font-weight:500}.tab.active{background:var(--brand-green);color:#fff}.controls{display:flex;gap:6px}.toggle-btn{border:1px solid var(--border);background:var(--panel);color:var(--text);padding:8px 12px;border-radius:10px;cursor:pointer;font-size:14px;display:inline-flex;align-items:center;gap:6px}.toggle-btn:hover{border-color:var(--brand-green)}.toggle-btn.active{border-color:var(--brand-green);color:var(--brand-green)}.settings-row{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;border-top:1px solid var(--border)}.settings-row:first-of-type{border-top:0}.settings-label{font-weight:600}.segmented{display:flex;gap:4px;background:var(--panel-2);padding:4px;border-radius:10px}.seg{border:0;background:transparent;color:var(--muted);padding:8px 16px;border-radius:8px;cursor:pointer;font-size:14px;font-weight:500;white-space:nowrap}.seg.active{background:var(--brand-green);color:#fff}.settings-select{width:auto;min-width:220px}.btn-danger{background:var(--red);border:0;color:#fff;padding:8px 14px;border-radius:9px;cursor:pointer;font-weight:600;font-size:14px;white-space:nowrap}.banner{padding:12px 16px;border-radius:10px;margin-bottom:16px}.banner.error{background:#7f1d1d;color:#fecaca}.grid{display:flex;flex-direction:column;gap:20px}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:14px}.stat-card{background:var(--panel);border:1px solid var(--border);border-left:4px solid var(--slate);border-radius:12px;padding:16px 18px;display:flex;flex-direction:column;gap:6px}.stat-card.gold{border-left-color:var(--brand-gold)}.stat-card.green{border-left-color:var(--green)}.stat-card.red{border-left-color:var(--red)}.stat-card.slate{border-left-color:var(--slate)}.stat-label{color:var(--muted);font-size:13px}.stat-value{font-size:24px;font-weight:700;letter-spacing:-.02em}.panel{background:var(--panel);border:1px solid var(--border);border-radius:14px;padding:20px}.panel h2{margin:0 0 16px;font-size:16px;padding-left:11px;border-left:3px solid var(--brand-gold);line-height:1.15}.muted{color:var(--muted)}.small{font-size:12px}.lead{font-size:16px;line-height:1.5}.error-text{color:#fca5a5;margin-top:10px}.account-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}.account-list li{display:flex;align-items:center;gap:12px}.acct-name{flex:1}.acct-balance{font-weight:600}.pill{font-size:11px;text-transform:uppercase;letter-spacing:.04em;padding:3px 9px;border-radius:999px;background:var(--panel-2);color:var(--muted)}.pill.checking{background:#1e3a8a;color:#bfdbfe}.pill.savings{background:#14532d;color:#bbf7d0}.pill.credit{background:#7f1d1d;color:#fecaca}.pill.retirement{background:#4c1d95;color:#ddd6fe}.pill.brokerage{background:#134e4a;color:#99f6e4}.pill.iul{background:#7c2d12;color:#fed7aa}.pill.crypto{background:#713f12;color:#fde68a}.pill.real-estate{background:#831843;color:#fbcfe8}.pill.other{background:var(--panel-2);color:var(--muted)}.pill.cat{background:var(--panel-2);color:var(--text)}.acct-gain{font-size:12px;font-variant-numeric:tabular-nums;padding:2px 7px;border-radius:999px;background:var(--panel-2)}.acct-gain.pos{color:#4ade80}.acct-gain.neg{color:#f87171}.bar-chart{padding-top:8px}.bar-chart-plot{position:relative;height:240px;margin-left:48px;border-left:1px solid var(--border);border-bottom:1px solid var(--border)}.gridline{position:absolute;left:0;right:0;height:0;border-top:1px dashed var(--border)}.ytick-label{position:absolute;left:-48px;top:-8px;width:40px;text-align:right;font-size:11px;color:var(--muted);font-variant-numeric:tabular-nums}.bar-row{position:absolute;top:0;right:0;bottom:0;left:0;display:flex;align-items:flex-end;gap:16px;padding:0 10px}.bar-col{flex:1;height:100%;display:flex;align-items:flex-end;justify-content:center}.bar-fill{position:relative;width:70%;max-width:52px;min-height:3px;border-radius:6px 6px 0 0;transition:height .35s ease}.bar-amount{position:absolute;top:-18px;left:50%;transform:translate(-50%);font-size:11px;color:var(--text);font-variant-numeric:tabular-nums;white-space:nowrap}.bar-xaxis{display:flex;gap:16px;margin-left:48px;padding:8px 10px 0}.xtick-label{flex:1;text-align:center;font-size:12px;color:var(--muted);text-transform:capitalize}.trend-table{display:flex;flex-direction:column;gap:4px}.trend-row{display:grid;grid-template-columns:96px 1fr 68px 92px;align-items:center;gap:12px;padding:6px 4px;border-radius:8px}.trend-row:not(.trend-head):hover{background:var(--panel-2)}.trend-head{color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.04em}.trend-cat{font-size:13px;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.trend-bars{display:flex;align-items:flex-end;gap:4px;height:34px}.trend-head .trend-bars{height:auto;align-items:center}.trend-month{flex:1;text-align:center;font-size:10px;color:var(--muted)}.trend-bar-cell{flex:1;height:100%;display:flex;align-items:flex-end;justify-content:center}.trend-bar{width:70%;max-width:22px;min-height:2px;border-radius:3px 3px 0 0;transition:height .3s ease}.trend-latest{text-align:right;font-size:13px;font-variant-numeric:tabular-nums}.trend-delta{text-align:right;font-size:12px;font-variant-numeric:tabular-nums;white-space:nowrap}.badge-up{color:#f87171}.badge-down{color:#4ade80}.badge-new{color:var(--brand-gold)}.badge-flat{color:var(--muted)}.save-plan{margin-top:20px;padding-top:16px;border-top:1px solid var(--border)}.save-plan h3{margin:0 0 10px;font-size:14px}.save-headline{font-size:15px;margin:0 0 12px}.save-list{list-style:none;margin:0 0 10px;padding:0;display:flex;flex-direction:column;gap:8px}.save-list li{display:flex;align-items:center;gap:10px}.save-cat{font-weight:600;font-size:13px;min-width:96px}.save-amt{margin-left:auto;color:#4ade80;font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}@media (max-width: 720px){.trend-row{grid-template-columns:72px 1fr 60px 78px;gap:8px}}.txn-form,.planner-form{display:grid;gap:10px}.txn-form{grid-template-columns:2fr 1fr 1fr 1fr auto}.planner-form{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));align-items:end}@media (max-width: 720px){.txn-form{grid-template-columns:1fr 1fr}}.planner-plans{display:flex;flex-wrap:wrap;gap:16px;align-items:flex-start}.plan-col{flex:1 1 340px;min-width:0}.plan-col-head{display:flex;align-items:center;gap:8px;margin-bottom:12px}.plan-col-head{flex:1}.plan-name{flex:1;font-size:1.15rem;font-weight:600;padding:6px 28px 6px 10px;background:transparent;border:1px solid transparent;border-bottom:1px dashed var(--border);border-radius:8px 8px 0 0;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23888' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 20h9'/%3E%3Cpath d='M16.5 3.5a2.12 2.12 0 0 1 3 3L7 19l-4 1 1-4Z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 8px center}.plan-name:hover{border-color:var(--border);border-bottom-style:solid}.plan-name:focus{background-color:var(--panel-2);border-color:var(--border);border-bottom-style:solid}input,select,button{font:inherit}input,select{background:var(--panel-2);border:1px solid var(--border);color:var(--text);padding:10px 12px;border-radius:9px;width:100%}.field{display:flex;flex-direction:column;gap:6px}.field span{font-size:12px;color:var(--muted)}button[type=submit],button.primary{background:var(--brand-green);border:0;color:#fff;padding:10px 18px;border-radius:9px;cursor:pointer;font-weight:600}button[disabled]{opacity:.6;cursor:default}.txn-table{width:100%;border-collapse:collapse}.txn-table th,.txn-table td{text-align:left;padding:10px 8px;border-bottom:1px solid var(--border);font-size:14px}.txn-table th{color:var(--muted);font-weight:500}.row-actions{display:flex;gap:8px;align-items:center}.txn-edit input,.txn-edit select{padding:7px 9px}.txn-edit td{vertical-align:middle}.num{text-align:right;font-variant-numeric:tabular-nums}.pos{color:var(--green)}.neg{color:var(--red)}.link-btn{background:transparent;border:0;color:var(--muted);cursor:pointer;font-size:14px}.link-btn:hover{color:var(--red)}.bar-row.tight{gap:0;padding:0}.bar-row.tight .bar-fill{width:80%;max-width:22px}.bar-fill.grow{background:linear-gradient(180deg,#6ee7a7,var(--brand-green))}.bar-xaxis.tight{gap:0;padding:6px 0 0}.bar-xaxis.tight .xtick-label{font-size:10px}.overlay-line{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;overflow:visible;pointer-events:none}.overlay-line polyline{fill:none;stroke:#f59e0b;stroke-width:2;stroke-linejoin:round;stroke-linecap:round}.overlay-line .growth-area{fill:#22c55e38;stroke:none}.chart-legend{display:flex;gap:18px;margin-bottom:12px;font-size:12px;color:var(--muted)}.legend-item{display:flex;align-items:center;gap:7px}.swatch{display:inline-block}.swatch.bar{width:14px;height:11px;border-radius:2px;background:linear-gradient(180deg,#6ee7a7,var(--brand-green))}.swatch.line{width:18px;height:0;border-top:2px solid #f59e0b}.swatch.area{width:14px;height:11px;border-radius:2px;background:#22c55e59}.surplus-panel{background:var(--panel);border:1px solid var(--border);border-left:5px solid var(--slate);border-radius:14px;padding:18px 20px}.surplus-panel.good{border-left-color:#22c55e;background:#22c55e14}.surplus-panel.attention{border-left-color:#eab308;background:#eab3081a}.surplus-panel.shortfall{border-left-color:#ef4444;background:#ef44441a}.surplus-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}.surplus-headline{display:flex;gap:12px;align-items:flex-start}.surplus-icon{font-size:22px;line-height:1.2}.surplus-title{display:block;font-size:18px;font-weight:700;letter-spacing:-.01em}.surplus-panel.good .surplus-title{color:#4ade80}.surplus-panel.attention .surplus-title{color:#facc15}.surplus-panel.shortfall .surplus-title{color:#f87171}.surplus-sub{display:block;font-size:13px;color:var(--muted);margin-top:3px}.surplus-badge{font-size:12px;font-weight:600;padding:4px 10px;border-radius:999px;white-space:nowrap;background:var(--panel-2);color:var(--muted)}.surplus-panel.good .surplus-badge{background:#22c55e33;color:#86efac}.surplus-panel.attention .surplus-badge{background:#eab30833;color:#fde047}.surplus-panel.shortfall .surplus-badge{background:#ef444433;color:#fca5a5}.surplus-tips{margin:14px 0 0;padding-left:20px;display:flex;flex-direction:column;gap:6px}.surplus-tips li{font-size:14px;line-height:1.45}.surplus-hint{display:inline-block;margin-top:12px;font-size:12px;color:var(--muted)}.tips{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}.tip{display:flex;gap:12px;align-items:flex-start;background:var(--panel-2);border-left:4px solid var(--slate);border-radius:10px;padding:14px 16px}.tip.good{border-left-color:var(--green)}.tip.urgent{border-left-color:var(--red)}.tip.info{border-left-color:var(--brand-green)}.tip-icon{font-size:18px;line-height:1.4}.tip strong{display:block;margin-bottom:4px}.tip p{margin:0;color:var(--muted);font-size:14px;line-height:1.45}.dot{width:12px;height:12px;border-radius:50%;flex:0 0 auto}.subhead{margin:22px 0 10px;font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}.partner-list{list-style:none;margin:0 0 12px;padding:0;display:flex;flex-direction:column;gap:8px}.partner-list li{display:flex;align-items:center;gap:8px}.partner-name{max-width:240px}.inline-form{display:flex;gap:8px;max-width:360px}.row-form{display:grid;grid-template-columns:1fr 1.4fr 1fr 1.2fr auto;gap:10px;margin-bottom:16px}@media (max-width: 720px){.row-form{grid-template-columns:1fr 1fr}}.srclist{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}.srclist li{display:flex;align-items:center;gap:12px}.src-owner{min-width:64px;font-size:13px}.src-label{flex:1;font-weight:500}.src-detail{font-size:13px}.src-monthly{font-weight:600;font-variant-numeric:tabular-nums;min-width:92px;text-align:right}.cur-code{font-size:11px;font-weight:600;color:var(--muted);letter-spacing:.04em}.src-edit{display:grid;grid-template-columns:1fr 1.4fr 1fr 1.2fr auto;gap:10px;align-items:center}@media (max-width: 720px){.src-edit{grid-template-columns:1fr 1fr}}.edit-actions{display:flex;gap:6px;align-items:center}.btn-save{background:var(--brand-green);border:0;color:#fff;padding:8px 14px;border-radius:9px;cursor:pointer;font-weight:600;font-size:13px}.footer{text-align:center;color:var(--muted);font-size:12px;margin-top:40px}.auth-screen{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:24px}.auth-card{width:100%;max-width:400px;text-align:center}.auth-brand{display:flex;align-items:center;justify-content:center;gap:10px;margin-bottom:4px}.auth-brand h1{margin:0;font-size:28px}.auth-tagline{margin-top:0;margin-bottom:20px}.auth-card h2{margin:0 0 16px}.auth-form{display:flex;flex-direction:column;gap:14px;text-align:left}.auth-label{display:flex;flex-direction:column;gap:6px;font-size:13px;color:var(--muted)}.auth-label input{padding:10px 12px;border-radius:8px;border:1px solid var(--border);background:var(--bg);color:var(--text);font-size:15px}.auth-submit{margin-top:4px;padding:11px 16px;border:none;border-radius:8px;background:var(--brand-green);color:#fff;font-size:15px;font-weight:600;cursor:pointer}.auth-submit:disabled{opacity:.6;cursor:default}.auth-error{color:var(--red);margin:0}.auth-switch{margin-top:18px}.auth-fineprint{margin-top:16px;font-size:11px}